Dan RomanoffSector Director
Dan Romanoff, CPA, is an equity research analyst on the technology, media, and telecommunications team for Morningstar Research Services LLC, a wholly owned subsidiary of Morningstar, Inc. He covers software.Before Joining Morningstar in 2019, Romanoff spent 12 years in buy-side equity research covering the technology and telecommunications sectors, most recently at Holland Capital Management. Prior to that, he spent five years in sell-side equity research as an associate analyst at UBS and a senior analyst at Credit Suisse covering various areas within technology, including hardware, software, and semiconductors. Romanoff also has worked as an auditor and in valuation services for major public accounting firms.Romanoff holds a bachelor s degree in accountancy and a Master of Business Administration in finance, both from the University of Illinois at Urbana-Champaign. He also holds the Certified Public Accountant and Accredited in Business Valuation desig
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In some cases, employers can force workers to retire at a certain age, known as a compulsory retirement age .
If employers attempt to do this, they must have a good reason why, with the following being examples:
The job requires certain physical abilities (eg in the construction industry)
The job has an age limit set by law (eg the fire service)
Some people may find themselves forced into retirement (Image: GETTY)
If a worker does not wish to claim their state pension when reaching 66, they can defer their payments which can increase them down the line.
So long as a state pension claim is deferred for at least nine weeks, the eventual payments will increase when they re claimed.